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Find out if that pesky roof leak is covered by home insurance. “is this covered by my insurance?” the answer Homeowners insurance generally covers sudden, accidental roof leaks but won’t pay for problems due to wear and tear

Here’s what you need to know. One of the first questions homeowners ask when discovering a leak is Wondering if your home insurance covers roof leak

This article will help explain what’s included.

Does homeowners insurance cover roof leaks Dwelling coverage under your homeowners policy may pay to repair or replace your roof, up to your coverage limit and minus your deductible, if the leak was caused by a covered peril If the roof leak is due to lack of maintenance or wear and tear, homeowners insurance typically won't cover it. What kind of roof damage does homeowners insurance cover

The dwelling coverage in a homeowners insurance policy typically helps protect your home's structure, including the roof, from certain perils, or causes of damage Commonly covered perils include fire, wind and hail damage. A leaking roof can quickly escalate from a minor annoyance to a major home repair If you’re asking, “my roof is leaking—is it covered by insurance?” you’re not alone

Many american homeowners face this question, especially after storms or unexpected damage.

A leaky roof can be more than just a drip—left unchecked, it can cause serious damage to your home’s structure, your belongings, and even your peace of mind

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