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Forbes advisor analyzed car insurance rates to find the average cost of car insurance by age, coverage level, driver history, gender and state. In september 2025, the average full coverage policy cost $2,671 per year (or about $223 per month), according to bankrate. Compare the best car insurance options in new york by getting quotes from different insurance companies

Below is a breakdown of car insurance companies in new york and their average annual premiums. The cost of car insurance continues to rise How much is car insurance per month

Calculate what you might pay based on your state, age, vehicle and more.

Car insurance pricing takes numerous factors into account We'll show you the average cost of car insurance in the united states so you know what to expect. How much is car insurance Here’s what you might pay by company, state, car type and more.

Our analysis collected rates from dozens of popular insurance companies Use the data to find a policy. Car insurance cost is $63 per month for full coverage and $205 per month for minimum coverage, according to our analysis of 10 million quotes. Is $2,513 per year, or $209 per month

However, this cost varies based on several components, including where you live, your driving record, the type of vehicle you drive, and your age and gender.

This guide offers car insurance cost calculators by age, gender, state, and driving history, plus easy ways to lower your average car insurance payment per month.

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