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Funds used for construction of housing and downpayment assistance Keep it available, not buried Use of funds may be a grant or a grant + loan depending on how the project underwrites

Debt to income up to 57% lending limit based on county & type of structure (sfh, duplex, triplex, etc) more protection for inability to repay The “a” refers to wood, rubbish, plastics and ordinary combustibles the “b” refers to paint, oil, grease, gasoline and flammable liquids the “c” refers to motors, electrical panels, and wiring 1 Mi entire life of the loan

Mortgage insurance drops off after 80% of original mortgage is paid

Stronger offer in a sellers’ market Virginia’s population growth has rebounded from record lows During the late 2010s and early 2020s, virginia’s population grew at its slowest rate since the civil war In 2024, virginia added the largest number of new residents in over a decade.

The chemical agent used is called triplex The extinguishers we carry are rated as abc class

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