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While most lenders check all three major credit bureaus (equifax, experian and transunion), some may only check your equifax credit report Once you've narrowed down some options, call the lender and ask which bureaus it uses. In this article, we’ll explore the pros and cons of applying with personal loan companies that use equifax only.

Which personal loan companies use only equifax Loan companies that use equifax credit pulling is a somewhat fluid business, so there's no way to create an accurate, comprehensive list of lenders who only use equifax Penfed credit union is the only loan company that uses only your equifax credit data

In most cases, you won’t be able to determine beforehand which credit bureaus your lender will use

In some cases, lenders will pull your credit report from two or even all three major credit bureaus. Which lenders use equifax only In most cases, you won't be able to determine beforehand which credit bureaus your lender will use. Whenever one applies for a line of credit, including a home loan, car loan, credit card, or any other type of loan, a detailed report is pulled from one or more of the credit bureaus, equifax, experian, or transunion

These reports provide creditors with an idea of your credit history and whether or not you should be repaid the debt Although many lenders use details from the. Life stages whether you’re saving up for a car, home, or college, learn how your credit can help remove friction from making milestone purchases.

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